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Your FICO Credit Score – how is it determined?

Fair Isaac, the creator of the fico scoring model, reports the following factors determine a fico credit score: 35% payment history 30% balances owed 15% length of history 10% new credit 10% types of credit used The percentages reflect how important each of these factors are.  See any surprises there?  What about inquiries?  They do not [...]

15Dec2011 | dominion | 0 comments | Continued
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Allentown Real Estate: Hot or Not?

The Allentown Real Estate market is really all over the place at the moment. The recent decision by city officials to require city inspections is complicating things for both buyers and sellers within the city. The problem is mostly with investment properties. Allentown probably has the greatest number of tenant occupied properties in the Lehigh [...]

14Dec2011 | admin | 0 comments | Continued
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Hellertown wants to limit rentals in residential areas

Hellertown officials say renters responsible for most crime and their cars are causing parking problems in some neighborhoods, so they would prefer that renters live downtown. That’s the reasoning behind Hellertown’s latest proposal to ban apartment conversions in its residential neighborhood zones. Hellertown’s Planning Commission two months ago approved a measure that would ban all [...]

14Dec2011 | GoValley | 0 comments | Continued
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First Impressions Matter To Buyers!

Prospective Lehigh Valley homebuyers want to see your home at its best. Making a few simple changes often increases the number of interested buyers or the selling price of a home. After a few years, a home may take on a “lived in” look that may be detrimental to its selling price. The following are [...]

13Dec2011 | GoValley | 0 comments | Continued
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Buyers flock to FHA, government-backed loans

// –> // –> Borrowers are flocking to government-insured loans, particularly those offered by the Federal Housing Administration, as they seek to refinance out of costly adjustable-rate mortgages or take out purchase loans with low down payments.  The Mortgage Bankers Association says applications for government-insured loans were up 133.9 percent in July from a year [...]

13Dec2011 | GoValley | 0 comments | Continued
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Featured Listings

Here are the Featured MLS Listings for the Lehigh Valley. They are sorted by price, highest to lowest. Use the naviagation to change the sorting order or start a new search. To view more Lehigh Valley MLS Listings, Schedule Showings, or get more info please visit GoValleyHomeFinder.com Republished by Blog Post Promoter

12Dec2011 | admin | 0 comments | Continued
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USDA Insured Home Loans with Zero Down Payment

USDA insured home loan key points:   ·         100% loan to value, no down payment required! ·         Unlimited seller assist – payment towards buyer’s closing costs ·         Finance closing costs up to the appraised value of the home ·         30-year fixed rate, no balloons, no prepayment penalties, no recapture fess, etc. ·         Current interest rate:  [...]

12Dec2011 | dominion | 0 comments | Continued
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Coplay Property Taxes Out Of Control

The Coplay (Whitehall-Coplay) Borough Council recently adopted a preliminary budget which will increase property taxes 15.8 percent! That would bring the Coplay Borough mill rates to 11 mills!!! Thank goodness the Whitehall-Coplay school district taxes are some of the lowest in the Lehigh Valley. But the borough taxes are helping to to take away from [...]

11Dec2011 | GoValley | 0 comments | Continued
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Northampton County eyes foreclosure moratorium

Northampton County is researching whether it has the legal authority to temporarily suspend sheriff sales to try to help residents whose homes are in foreclosure. County Council on Thursday asked County Executive John Stoffa to study the issue and report back, but the panel tabled a resolution that called for a 90-day moratorium on the [...]

11Dec2011 | admin | 0 comments | Continued
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Easton Terrace plan gets OK

Easton’s Planning Commission gave preliminary approval during a special meeting Wednesday night for the Easton Housing authority’s estimated $73 million project.  The authority will raze 250 apartments and build 144 units — single family homes, townhouses, twins, duplexes and cottages for senior citizens. Forty-eight of the new units are designated for sale and the rest [...]

10Dec2011 | admin | 0 comments | Continued